Interested in a personal auto policy?

Bodily Injury and Property Damage coverage protects you when you are involved in an at-fault accident. It pays for the other party's vehicle damage and medical bills. Uninsured/Underinsured liability safeguards you in the event of an accident with an uninsured driver. In Ohio, drivers must carry at least bodily injury/property damage and uninsured/underinsured motorist liability to legally operate a vehicle. The Bradley Insurance Agency can review your current auto insurance policy and suggest appropriate liability limits to ensure you are properly protected and insured. For more information, you can also reach out to Bradley Insurance Inc.

Comprehensive coverage, often referred to as "other than collision coverage," protects you from incidents such as fire, theft, vandalism, glass breakage, and collisions with "dumb animals." Collision coverage, on the other hand, comes into play when you are involved in an at-fault accident and would cover the repair costs for your vehicle. When individuals mention full coverage, they typically mean both comprehensive and collision coverage. It's important to note that both types of coverage come with deductibles that must be paid out of pocket before your insurance carrier covers the remaining repair costs. Currently, the average deductibles for comprehensive and collision coverage are around $500, although the Bradley Insurance Agency offers various options to suit different needs. The knowledgeable agents at Bradley Insurance Inc. are ready to assist you in determining the appropriate deductible limits that work best for you.

At Bradley Insurance Inc., we offer several endorsements that can enhance your personal auto policy. Some common endorsements that we frequently recommend to our customers include rental reimbursement, roadside assistance, loss of use, and accident forgiveness. To get started on a personalized auto quote that fits your needs, contact the Bradley Insurance Agency today. Simply fill out the form below to begin your quote.