Interested in a personal auto policy?

Bodily Injury and Property damage coverage protects you when you are in an at fault accident.  It would pay for the other party's vehicle damage and medical bills.  Uninsured/Underinsured liability protects you when you are in an accident with an uninsured driver.  The state of Ohio requires drivers to carry at least bodily injury/property damage and uninsured/underinsured motorist liability to legally be allowed to operate a vehicle. The Bradley Insurance Group can go over your current auto insurance policy and recommend liability limits to keep you properly protected and insured.

Comprehensive Coverage (sometimes referred to as "other than collision coverage") protects you from fire, theft, vandalism, glass break, and "dumb animal hit", and collision covers you when you are in an at fault accident.  Collision coverage would pay for the damage of your vehicle to be fixed. When people refer to full coverage they are usually referring to comprehensive and collision coverage.  Both comprehensive and collision coverage have deductibles attached that would need to be paid out of pocket then your carrier would pay for the repairs over and above the amount of the deductible.  The average deductibles today for both comprehensive and collision coverage are $500, but most insurance companies carry several different options. The experienced agents at the Bradley Insurance Group can help you decide what deductible limits are right for you.

There are several endorsements that can be added to your personal auto policy. Several common endorsements that we recommend to our customers are rental reimbursement, roadside assistance, loss of use, and accident forgiveness.  Contact the Bradley Insurance Group today to get started on a personal auto quote tailored to fit your needs.  Fill out the form below to get started on your quote.